For an additional cost you can choose to protect your home (buildings) and its contents against accidental damage.
The choices available are usually:
- no accidental damage cover
- limited accidental damage cover – This usually covers you for accidental damage to glass, sanitaryware and fixed glass.
- extra accidental damage cover – This covers you for any other accidental damage
Examples of accidental damage to the building include: drilling into a pipe or cable, damage to a kitchen worktop caused by a hot pan or children drawing on the walls.
Examples of accidental damage to contents include: damage caused by spilling food or drink on your carpet or accidentally knocking over an ornament.